Understanding the Mechanics of a Loan
Live webinar
Free but registration required.
Before making a loan request business owners would do well to prepare by understanding how applications are evaluated, and risk is analyzed. Those fundamentals include what lenders call the 5C's of credit. It’s the same scale of risk assessment that a bank’s underwriters use and very similar to how an equity investor would weigh a business opportunity.
Learn the yardsticks that size up you and your company so you’ll know in advance where your business plan and presentation may need reinforcement. And find out about nonprofit, educational and government organizations that provide free business assistance to help you succeed.
Larry Stovall is Vice President and Small Business Relationship Manager for TD Bank since 2017. Larry's community board volunteer service includes the Manchester and River Valley Chambers of Commerce, Journey Found Inc., Hartford Loan Fund Loan, and the Entrepreneur Center & Women's Business Center at the University of Hartford. Larry was named the #1 TD Small Business Lender for Connecticut and Rhode Island in 2019 and 2020.
Amisha Tailor serves as Vice President and Small Business Relationship Manager for TD Bank. Since 2001, she has brought her strong understanding of retail and small business banking to cultivating and maintaining lasting client relationships. Amisha’s community involvement includes the Midstate Chamber of Commerce and Gujrati Associates of CT, a cultural and educational non-profit organization. She holds a bachelor’s degree in commerce and coursework from the CT School of Finance and Management.